Running a business involves more than just day-to-day operations; it requires regular reviews and updates to ensure everything is running smoothly and efficiently. To help you stay on top of your business’s needs, we’ve created a comprehensive checklist that covers various aspects of your operations. This annual risk survey and questionnaire checklist will help you gather all the essential information needed for policy updates, financial reviews, and strategic planning.
Basic Information
- Business Name: Ensure you have the full name of your business.
- Primary Location: Note the main location of your business.
- Additional Locations: List any other locations where your business operates.
Nature of Business
- Business Operations Description: Provide a brief description of your business operations.
- Changes in Business Activities: Mention any significant changes in your business activities or operations since the last update.
Financial Information
- Annual Revenue: Record your business’s annual revenue for the last fiscal year.
- Revenue Projections: Estimate any significant changes in revenue for the coming year.
Property and Assets
- Property Details: List all properties owned or rented by your business, including their use and occupancy status.
- Purchases and Upgrades: Document any significant purchases, upgrades, or expansions to your property or equipment in the last year.
- Asset Valuation: Ensure your current asset valuations are up to date and reflect their replacement cost.
- New Assets: Note any new assets acquired that need to be included in your policy.
Employees and Operations
- Employee Count: Record the number of employees currently working in your business.
- Workforce Changes: Note any significant changes in your workforce size or structure.
- Remote Work: Indicate if your business allows remote work and the percentage of employees working remotely.
- Cybersecurity Measures: Document any cybersecurity measures implemented to protect your business, especially with remote operations.
Liability and Risk Management
- General Liability: List any incidents or claims against your business in the past year.
- Risk Areas: Identify any areas of your operation that might be exposed to higher risk.
- Professional Liability: Describe any professional advice or services your business provides.
- Liability Claims: Note any professional liability claims or disputes experienced in the last year.
Insurance History and Future Needs
- Current Coverage Satisfaction: Evaluate your satisfaction with your current insurance coverage.
- Coverage Insufficiencies: Mention any instances where you felt your coverage was insufficient.
- Future Coverage Needs: Identify any planned changes or expansions that might affect your insurance needs.
- Specific Concerns: Highlight any specific concerns or areas where you believe you need more coverage.
Additional Information and Feedback
- Risk Management Practices: Document any risk management or loss prevention strategies implemented in the past year.
- Advice on Risk Management: Indicate any areas where you would like advice on improving your risk management.
- Service Feedback: Provide feedback on how we can improve our services to better meet your needs.
- Additional Concerns: Mention anything not covered by this survey that you think is important for your insurance coverage.
By ensuring all this information is correct, up to date and sent over to us, we can better protect you and the things you work so hard for. Remember, our entire job is to help you protect your quality of life and health of your business in the event of a claim.
If you need more information or resources, please don’t hesitate to reach out to us or visit us online.
Warm Regards,
Your Trusted Insurance Advisors
Dickerson Agency, Inc.