Protect Your Mobile Home in Georgia with Comprehensive Insurance Coverage
Do you own a mobile or manufactured home in Georgia? If so, it’s essential to have the right insurance coverage to protect your investment. At Dickerson Agency, we specialize in insuring not just individual mobile homes, but entire mobile home communities, ensuring that you and your neighbors are fully covered.
What Does Mobile Home Insurance Cover?
Mobile home or manufactured home insurance is specifically designed to address the unique risks associated with these types of homes. Unlike traditional homes, mobile and manufactured homes require a specialized insurance policy, as they are not eligible for coverage under a standard homeowners insurance policy (H0-3). Here’s what mobile home insurance from Dickerson Agency can cover:
- Your Mobile Home: The primary coverage ensures that your mobile home itself is protected against a wide range of risks, including fire, storms, and other covered perils. This coverage helps you repair or replace your home if it’s damaged or destroyed.
- Detached Structures: Many mobile homes are accompanied by additional structures such as carports, garages, sheds, or decks. Our insurance policies can extend coverage to these detached structures, ensuring that your entire property is safeguarded.
- Personal Belongings: Your mobile home is more than just a structure—it’s where you keep your personal belongings. Mobile home insurance covers your personal property, including furniture, electronics, clothing, and more, against theft, fire, and other covered events.
- Living Expenses: If your mobile home is seriously damaged by a covered loss and becomes uninhabitable, you may need to find temporary accommodation. Our policies include coverage for additional living expenses, helping you cover the cost of lodging and other essentials while your home is being repaired or rebuilt.
- Liability Protection: Accidents can happen anywhere, including on your property. Mobile home insurance provides liability coverage that protects you if someone is injured on your property. This can cover medical expenses, legal fees, and any settlements, up to the limits you choose on your policy.
Why You Need Specialized Insurance
Mobile and manufactured homes have different construction and placement characteristics compared to traditional homes, which means they face different risks. Standard homeowners insurance policies do not account for these unique factors, making a specialized insurance policy necessary. At Dickerson Agency, we understand the specific needs of mobile home owners and offer tailored coverage options to ensure that your home and property are fully protected.
Insure Your Mobile Home with Dickerson Agency
Choosing the right insurance for your mobile home is crucial to protecting your investment and ensuring peace of mind. Whether you own a single mobile home or manage an entire community, Dickerson Agency is here to help you find the right coverage. Contact us today to learn more about our mobile home insurance options and get a quote that meets your needs.
How to get started on your quote
To get started on your quote, call our office or click over to our quotes page.
Either way we’ll make the process simple!