Looking for Life Insurance and Living Benefits in Kennesaw?
Life insurance is not only the cornerstone of a solid financial plan, but it’s hands down one of the most cost effective ways to protect the people who depend on you financially.
What would happen to your family if you were to die prematurely? What would happen if you got diagnosed with a terminal illness and were unable to provide for medical expenses and maintaining your family’s way of life?
Would your kids be able to go to college? Would your spouse be able to shoulder the load with one income?
If you have a child, are married, or you are carrying any kind of debt, purchasing life insurance is a no-brainer.
If all three, well, hopefully you already have life insurance, including a policy with living benefits. Here are a few other reasons to have a policy in place though:
- Loss of Income
- Mortgage Protection
- Business Preservation
- College Planning
- Pay Federal Death and Estate Taxes
- Create an Inheritance for Your Heirs
- Pay Final Expenses
- Charitable Donations
We make buying life insurance and living benefits easy
At Dickerson Agency, we make the process of buying a life policy extremely simple.
We have access to a wide range of “A” rated companies so we can survey the marketplace and based on your individual rating criteria, find the best possible life insurance policy at the best price.
When purchasing a policy there are a few things to consider. Do you want Term Life Insurance, or Whole Life?
If you don’t understand the difference that’s okay. That’s what we’re here for.
Most policies are based on two main variables — your age, and your health.
How much protection do I need?
A mistake that we often see people make is basing their coverage on a guess, or just grabbing a number out of thin air without realizing what the impact of inflation could have on their policy’s proceeds.
One of the benefits of working with an independent agent like us is that we can sit down, and through a comprehensive needs analysis, determine the exact amount of coverage you will need to protect the people who depend on you.
The amount of coverage you need depends on a number of different variables. Here are a few examples:
- how many children you have
- your future earnings potential
- whether or not you’re married
- spouses future earnings potential
- you and your spouses age
- amount of debt you have
How to get started on your Life Insurance quote
Either way we’ll make the process simple!